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OK, so what's up with life insurance. we need it. well i need it anyway ... and i am having a real hard time with this, life insurance, disability insurance, not being able to get it because of my MI, and my meds. it's bullshit. i can see not paying on a suicide, but jeez if i get hit by a bus my wife still needs to pay the bills. this is discrimiination as far as i am concrened.

anyone have any advice, or know any good companies to check out?

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I got term life through Nationwide who at the time was my car insurance. I answered about the BP and they probably did a background. They also came to my house and did a pseudo-physical. I got a $200,000 policy with a 2 yr suicide clause. That was almost 10 yrs ago. My premiums are getting ready to jack cause of my age so I'll have to see what they offer. My employer offered disability to their employees at no charge. I don't know about outside disability plans.

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  • 7 months later...

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